Loan & Amortization Calculator

Calculate fixed-rate loans with monthly, biweekly, or weekly payments, including optional extra payments and an origination fee. Generates the full amortization table (principal, interest, balance) with the final balance adjusted to exactly zero. This calculation is for educational purposes and is not a credit offer or financial advice.

Processed on your device, no AIhasta 100.000 pagos en la tabla

This calculation is for educational purposes and is not a credit offer or financial advice.

Principal amount

Nominal annual rate (%)

Term

Payment frequency

Start date

Origination fee (optional)

Recurring extra payment (optional)

One-time extra payment, first payment (optional)

The data is processed on your device and is never sent to the server.

Use cases

Compare the total cost of different terms
See how much interest you save with extra payments
Generate a downloadable amortization table

How to use this tool

Enter the amount, rate, and term
Choose the payment frequency
Check the periodic payment and the full table

Frequently asked questions

Does it use current market interest rates?

No. You must enter the rate yourself; the tool doesn't query any banks or current rates.

Is this a credit offer?

No. This calculation is for educational purposes and is not a credit offer or financial advice, nor does it guarantee any approval.

Related tools

Compound Interest & Savings Goal Calculator

Invoice & Estimate Generator

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